The Cobra Club Digital Business Hub

Terms and Conditions

The Confederation of Business Referral Associates Ltd T/A The Cobra Club



The Terms and Conditions set out here relate to The Confederation of Business Referral Associates Ltd T/A The Cobra Club website ( and any social media pages that The Confederation of Business Referral Associates Ltd T/A The Cobra Club use for promotion of the club and its members.


Members have unlimited access to their own club within the opening hours indicated on the members page. At times or in special circumstances your club may be shut but you will have access to other clubs in your region where you can enjoy the same benefits as if you were in your own club.

You can join in daily with any of the other clubs in your region if you so choose. Sometimes club owners go on holiday, are ill or are unable to host their club or event. In this scenario you should be advised on their club page of other clubs that are ready to host you. In this way networking is never cancelled and you continue to have access to a wide selection of prospects and business connections. Virtual tea and coffee is also complimentary.

Members have no way of pausing their membership. Membership runs for 30 days from the date their Credit Card Payments are processed. Fees are refundable for 14 days if you are not satisfied with your prospects on The Cobra Club or if it is just not for you. Please contact within 14 days of the trial period if you would like a refund. Refunds will not be offered after 14 days.

One month membership equals one calendar months or approximately 30 days. If you join on the 15th of April then your membership will have expired on the 14th May.


It is not possible to transfer a Cobra Club membership to another member of your team. You cannot sell your membership to anyone else or substitute someone else for the day using your membership either. The Cobra Club uses a single licence policy. This licence is only ever offered to the person who has registered their details when the Credit Card Payment was processed. No exceptions.

Transactions to The Confederation of Business Referral Associates Ltd T/A The Cobra Club are classed as business to business transactions and are subject to VAT in the UK. Membership automatically renews at the advertised rate per month, excluding VAT, unless otherwise cancelled.

If you wish to leave The Cobra Club at the end of your one month trial, you should inform us in writing at or by clicking the “Cancel Subscription” button on your profile. After your membership has been cancelled will no longer be able to access the club. Your member profile on The Cobra Club website will remain active but not be visible to other members. The Confederation of Business Referral Associates Ltd T/A The Cobra Club reserve the right to delete your profile should it remain inactive for more than one calendar month of your membership expiring.


As The Cobra Club grows you will gain access to more and more networking groups where you can discover new opportunities and make new business connections. Each club leader is responsible for their own club but are bound by the same code of ethics and the formula of what makes The Cobra Club so successful. There is no attendance policy, elevators or networking requirement put on any individual and you are allowed to be yourself. You can attend as much or as little as you please and attend as many group you like in your region. The more you attend the more likely you are to gain new opportunities and make some great business connections.

It is likely that new Cobra Club networking groups will open and some will be shut if they are unsuccessful or do not operate in a way that is beneficial to our members. If a club is shut down, any member of that club can contact HQ to enquire about taking the club over. If no member of the club is found to take it over then all members of the club will be transferred to the closest club. The closest club is determined geographically by the club leaders postcode that was registered with HQ when the club was formed. Club members will not be offered any discounts or refunds if this is the case and should be able to continue to grow opportunities and connections in any of the surrounding clubs.

If any club members wants to start a club of their own then speak to your club leader who will be more than happy to assist you in your endeavours to open a new and vibrant Cobra Club Digital Business Hub. The more clubs we have the more opportunities are created for all the members of The Cobra Club.


The only way to accept payments at present is via debit / credit card. We currently accept Visa, Mastercard and American Express in the UK. Our payment provider is Stripe. Please visit their website for more details about payments in countries outside the UK.


If your membership expires then simply log back onto The Cobra Club Website and purchase your next subscription. The initial offer advertised is for the first month for new members only. After that, the cost of membership will be at the advertised rate. Please do not try to re-purchase the initial offer. After your initial offer ends your membership payment processing page should reflect the standard rate. If this is not the case please contact your club leader. Re-purchasing of initial offers are frowned upon and you will be asked to complete the applicable payments page again before accessing the club.  Failure to adhere to this, any attempt to circumvent the system or signing up with multiple email addresses could result in a permanent ban from any Cobra Club and access to this website.


See website terms of use : –


The Cobra Club is not responsible for advice given from any members using the facility. All members are advised to take whatever necessary advice from third parties, lawyers, solicitors, competitors, advisers etc to ensure the advice they have been given by a Cobra Club member is true and accurate. 

Each Cobra Club member is personally responsible for the content they post on our website or on our social channels. Members must ensure that own the intellectual property rights or have the applicable licence from the intellectual property owner before posting content. Cobra Club members will always own their own intellectual property. Any other members found using other members intellectual property are subject to action from another club member who believes they are using their own intellectual property. The Cobra Club is not responsible for content and we cannot police everyone’s content. If you believe someone is using your content, then please contact us in the first instance and we will investigate for you. Any legal action will be held out of The Cobra Club arena and the Cobra Club takes no responsibility for this or any costs associated with any legal action. Any club member found to be legally liable for intellectual property infringements will have their membership revoked with immediate effect.

Members agree not to post any material which is false, defamatory, inaccurate, abusive, vulgar, harassing, obscene, threatening, invasive of a person’s privacy, pornographic, or otherwise in violation of any UK laws relating to online conduct. A full breakdown of this can be found in our code of conduct policy.

By agreeing to our terms and conditions you agree to us owning a non-exclusive royalty-free sub-licensable perpetual worldwide licence to use, publish, display or distribute this content on our website or other digital media or published media channels.

You are not authorised to post content on any of our media channels or our website that is classed as spam, contains viruses, or that can cause offence, whether it be chain mail, junk mail, bulk e-mail or spam. This list is not exhaustive and will be enforced. You would have deemed to have broken the terms and conditions if this is the case and your membership will be revoked.


We will determine, in our discretion, whether there has been a breach of these Terms and Conditions and our other policy documents found on our website through your use of our site and our digital services. When a breach of one of our policies has occurred, we may take such action as we deem appropriate.

Failure to comply with these terms and conditions constitutes a material breach of the terms of use upon which you are permitted to use our site, and may result in our taking all or any of the following actions:

We exclude liability for actions taken in response to breaches of these terms and conditions.  The responses described in this document are not limited, and we may take any other action we reasonably deem appropriate.


When you use our Cobra Club Website and our digital networking services you do so at your own risk. We provide these on an “as is” basis. It is up to you how you interact with other professionals on our website and our digital service but you are solely responsible for any costs associated with mis-use.


We may revise the Terms and Conditions at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in the Terms and Conditions may also be superseded by provisions or notices published elsewhere on our site.